Dr. Judith Gerhart, CFP
Certified Divorce Financial Analyst 
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A Safe Place to Grow Your Money
May 30, 2009
It’s not every day that you find the opportunity for potential growth with true safety in the same financial
vehicle. Usually investors are compelled to make one of two choices, either they give up a degree of
safety in exchange for a greater potential for growth or they accept less growth in exchange for a higher
degree of safety. Thanks to an innovation in the insurance industry, you can have the potential high returns
available in the stock market and the security of a guarantee—it’s called an equity indexed annuity.
Equity index annuities are excellent alternatives for investors seeking safety in a low interest rate
environment or a volatile market. Here’s how they work, your return is based on the increase of a stock or
equity index, such as the S&P 500.1 If stocks rise, you benefit from the increase. If stocks fall, you do not
lose any money, most contracts guarantee a minimum return, typically 3%.2 This is what makes these
newer products so attractive to retired persons and to those approaching retirement.
By: www.themoneyalert.com
Posted by Judith Gerhart on May 30, 2009 | Permalink | Post a comment
Topics: Finance |
