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Your Money Smart Team is here to support you. This site is dedicated to serving people, especially women, going through life and money transitions. Dr. Judith Gerhart, founder, CFP, hosts live events, phone seminars, a radio show, podcasts and offers private coaching.

Benefits of signing up include periodic announcements and participating in live phone classes, interactive study groups, access to inspiring interviews on my Radio Show, and getting answers to your most important questions. The site is a professional resource that includes up to date articles by Dr. Gerhart and other experts that address money issues.



Things You Didn’t Know: Part 1

August 13th, 2009

Born-again Christians have the highest divorce rate
The first thing you didn’t know about divorce is that some predictors of divorce need to be shouted from the mountain top.
A study by Barna Research Group found that the 33% divorce rate among born-again Christians, or evangelicals, was the highest among Christian denominations. Not surprisingly, these results met [...]

Topics: Divorce, Radio Show | Post a comment »


For Better of Worse

August 12th, 2009

A number of marriage counselors, clergy/faith leaders, divorce attorneys, academics and couples - married or not - who were interviewed by the Times about changes in marriage offered some conclusions:
- A long marriage isn’t necessarily a successful one, divorce lawyers said, adding that more 25-year marriages are ending in divorce.
- Couples grapple with the same [...]

Topics: Divorce | Post a comment »


State of Marriage

August 11th, 2009

A Times reporting project found marriage remains highly valued by individuals and society, even as the institution confronts new threats to go along with age-old ones. The old threats - sex, money and communication - are getting able assists from financially empowered women who can afford to file for divorce and/or can afford to live [...]

Topics: Divorce | Post a comment »


Dealing With Your Spouse’s Anger

August 10th, 2009

Divorce Magazine, also offers us some inside tips about how to deal with the other party’s anger:

Defuse anger by listening.
Identify where you can help.
Walk away or end the call if you can’t handle the anger.
Limit what you’ll take and how you’ll be treated.
Boost self-esteem through assertiveness training.
Deal with each issue separately.
Don’t take your ex-spouse’s comments [...]

Topics: Divorce | Post a comment »


Managing Your Anger Through Divorce

August 9th, 2009

Divorce Magazine, shares some tips about how to manage your anger through your divorce, so that you don’t lash out, but rather, learn how to “tame” your anger:

Write it out where only you will read it.
Shout it out where only you will hear it.
Talk it out with a friend, therapist or support group.
Take responsibility for your [...]

Topics: Divorce | Post a comment »


Is Divorce Right For You?

August 8th, 2009

There really is no set way to decide whether the choice to get a divorce is the right decision for you. I have had a few people write me and ask me if I think they should head into a divorce because of their situation. Even after they tell me what’s going on with their [...]

Topics: Divorce | Post a comment »


How Long Does Divorce Take? Part 3

August 7th, 2009

Scenario 3:
You or your spouse wants a divorce but cannot agree on the terms.  This will require you to file for a contested divorce where both parties are present.
This type of divorce will will take at least 9 months but can go on for an undetermined amount of time depending on how contested the case [...]

Topics: Divorce | Post a comment »


How Long Does Divorce Take? Part 2

August 6th, 2009

Scenario 2:
You and your spouse has separated and you don’t know where your spouse is.  Or, you and your spouse has separated and you file for a contested divorce and your spouse refuses to answer.  This will require you to file for a contested divorce with no answer from your spouse.
It will take approximately 9 [...]

Topics: Divorce | Post a comment »


How Long Does Divorce Take? Part 1

August 5th, 2009

Scenario 1:
You and your spouse both agree to get a divorce and you’re filing a joint petition for divorce (an uncontested divorce).
It will take approximately 5 months from beginning to end for this type of divorce.
By: Gabriel Cheong

Topics: Divorce | Post a comment »


Fewer Divorces During Recession

August 4th, 2009

One of the really interesting things about the recession, is how we as ordinary people are changed by it.
And how sometimes we react in very surprising ways. Take the case of marriage and divorce. Hard times one might imagine would mean more marriage breakdown.

However, that does not appear to be the case.
US sociologist Andrew Cherlin, [...]

Topics: Divorce | Post a comment »



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