Dr. Judith Gerhart, CFP
Certified Divorce Financial Analyst 
More on a Good Budget
Thursday, November 27th, 2008
1. Cash expenditure tracking and recording. Cash spending is the biggest leak in most budgets. Cash disappears quickly and if you don’t write down everything you spend it on, you’ll have a distorted look at your spending.
2. A line item for savings so you treat a contribution to your savings account just as you would [...]
Financial Independence For Women
Thursday, November 20th, 2008
Step One: Set Goals. Your financial goals may be as short term as saving to buy a car or as long term as saving for retirement. The key is to be realistic and specific–and to start as soon as possible.
Step Two: Organize Your Finances. You’re a woman with goals. Now determine where your finances stand.
Step [...]
Help for Divorced Families
Thursday, November 13th, 2008
Let’s stop buying stuff we don’t need
Now’s the time for us all to once and for all figure out the difference between ‘needs’ and ‘wants.” Apparently it’s human nature to want more than we need. We need transportation; we don’t need a new sports car. We need clothes; we don’t need new designer threads each season. [...]
Divorce Finance 101
Wednesday, October 15th, 2008
Know What You Have:
It’s important that you know exactly what sort of property, assets and money you and your spouse have. If your spouse has been considering a divorce, it’s possible that he or she has thought about concealing assets or property so they do not have to be divided in the divorce. It happens [...]
Interview With Krystalya Marie
Tuesday, July 29th, 2008
An interview with Empowered Spirit, Krystalya Marie’, a spiritual leader and author, passionatley discusses the interaction between money and energy, exlpaining how each of us has choices about directing our energy toward having money.
Overcome Widowhood and Divorce
Tuesday, June 3rd, 2008
My interview with Bonnie Fatio, AgeEsteem expert, by Dr. Judith Gerhart
Bonnie discusses being widowed, divorced and provides some tips. As motivational speaker for over 25 years, Bonnie Fatio learned what made people successful in life. As a result she became inspired to assist others in aging gracefully and founded AgeEsteem. She carved out dignified, fun [...]
Self Reflection to Help you through the Transition
Monday, May 26th, 2008
Research shows that it often takes two to three years in your divorce journey to get back on your feet.
We often turn to counselling services to help us through the transition. We accept a wide range of counselling, from traditional psychotherapy to support groups affiliated with community centres and churches.
One area of guidance often [...]
Why “Divorce My Way”?
Thursday, May 15th, 2008
Women often have been raised to not think about money and financial matters. They have been told nothing about money and finances or possibly that their spouses will take care of the money and finances.
Because the fact is, often women are left with the entire responsibility of managing family resources with very little training amd [...]
Inspiration for “Divorce My Way”
Thursday, May 1st, 2008
Women often have been raised to not think about money and financial matters. They have been told nothing about money/finances or possibly that their spouses will take care of the money and finances.
Because the fact is, often women are left with the entire responsibility of managing family resources with very little training amd worse yet, [...]
