Dr. Judith Gerhart, CFP
Certified Divorce Financial Analyst 
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Traits for Budgeting
November 28, 2008
A Positive Attitude
Without a doubt, you need to go into the budgeting process with a positive attitude. If you think of budgeting as a chore, or that you are sacrificing something, you’ll find it is extremely difficult to keep at it.
Stay Motivated
Building on the positive attitude, you need to maintain motivation. What can happen over time is that you get into the habit of following your budget, and it all becomes routine. If you lose that motivation, you become complacent.
Keep Realistic Expectations
One of the biggest budget killers is unrealistic expectations. If you set your sights too high, you only become discouraged when you fail to reach them. While it is admirable to try and accomplish great things, you need to set goals that are challenging, yet realistic.
By: Jeremy Vohwinkle
Posted by Judith Gerhart on November 28, 2008 | Permalink | Post a comment
Topics: Finance |
